{"id":295,"date":"2015-09-30T03:56:22","date_gmt":"2015-09-30T09:56:22","guid":{"rendered":"http:\/\/supportthebitkovs.com\/?post_type=news&p=295"},"modified":"2018-02-13T02:00:13","modified_gmt":"2018-02-13T08:00:13","slug":"caso-bitkova-fin","status":"publish","type":"news","link":"https:\/\/supportthebitkovs.com\/en\/news\/caso-bitkova-fin\/","title":{"rendered":"Case Bitkovs\u00b4 (end)"},"content":{"rendered":"By:\u00a0<\/strong>Grigory Pasko
\nReference:<\/strong>\u00a0Live Journal<\/a>
\nOriginal Language:<\/strong> Russian<\/p>\n

Version Gazprombank<\/span><\/p>\n

In response to my inquiry Gazprombank main cause, triggering a default group companies SZLK indicates “NPPM inability to fulfill their obligations to the contractors and the creditor banks.”<\/span><\/p>\n

It is clear that the wording of the general, vague and unconvincing.<\/span> And obviously incomplete.<\/span> Gazprombank forgot to point out that in 2005 signed a long-term loan agreement with Neman Pulp and Paper Mill for the supply of equipment of the Canadian company GL & V.<\/span> Contract duration 7 years, that is, the loan was to be repaid in 2012.<\/span> As a result of the agreement, Gazprombank loan received from Canadians for a very reasonable rate (about 7%), and have the money credited SZLK with the rate is much higher (about 11%) and quarterly installments, which include interest and the body of the loan.<\/span> The amount of funding amounted to 22,385,000 USD.<\/span><\/p>\n

<\/a>And even the scheme itself Gazprombank due to corporate with other banks had to break it.<\/span> (Answer of GPB confirms that all three banks act together).<\/span><\/p>\n

Another remarkable response from Gazprombank, we learn that the bank returned 15% of the amount of duty on the sale of the mortgaged property.<\/span> The fact that the GBO had pledged newly constructed production finishing cellulose technology TCF, the most modern and the only one in Russia to this day.<\/span> To whom and how the bank sold it to production – is unknown.<\/span> But we know that the book value of the industrial complex than 2 billion rubles.<\/span> The amount of debt to the MLP has around 350 million rubles, which is about 6 times lower.<\/span> It turns out that the bank sold a property worth 2 billion rubles for the 50 million or 40 times cheaper?<\/span> This is possible only if you sell to someone very close, or … yourself.<\/span><\/p>\n

\n

I repeat: the objective grounds for the termination of funding SZLK banks was not.<\/span> Yes, a new project has been long and costly.<\/span> But then, the period of cooperation between banks and SZLK was rather big.<\/span> And the experience of similar projects has been in Russia.<\/span> In addition, decisions were made at meetings of the credit committee, based on the current regulations of the Central Bank of the Russian Federation, taking into account the assessment of assets and the risk … And all the banks at the outset had a full development program SZLK holding, including the amount and timing.<\/span> Even a force majeure situation could not and should not lead to the destruction of the company and, consequently, losses of the banks.<\/span><\/p>\n

The very fact that the requirements of all three banks on the immediate repayment of loans and forced the company to apply for recognition of a bankrupt enterprise.<\/span><\/p>\n

Thus, the charge of premeditated bankruptcy of the holding SZLK be imputed to the three state-owned banks, including Gazprombank, because that’s what their actions were intentional and conspiracy.<\/span><\/p>\n

A remarkable detail.<\/span> Gazprombank said that detectives hired to find Bitkova.<\/span> What generosity!<\/span> It is not clear why the bank has hired detectives to investigate fraud and bankruptcy administrators of companies that participated in the auction and acquired the property for a pittance SZLK?<\/span> Why the bank has hired detectives in Russia to find and return the stolen assets of the holding?<\/span><\/p>\n

And finally, the main question: why banks have made developments for the worst for the residents of the Neman and Kamennogorsk scenario – the destruction of the core enterprises?<\/span><\/p>\n

Here is a quote from the response to my letter of the current head of the branch<\/span>
\nLtd. “Neman Pulp” Alexander Osipov:<\/span><\/p>\n

“Profile” NPPM “is in bankruptcy.<\/span> Industrial activity does not lead to February 2014.<\/span> Most of the employees laid off in bankruptcy proceedings.<\/span> Today, the production site is maintained in working condition and waits for a strategic investor.<\/span> Nothing more to add. “<\/span><\/p>\n

In the next letter I asked Alexander B. strain and report in more detail on the current state of the enterprise.<\/span> Alas, Osipov was brief willow this time.<\/span>Although he added: “Today, at the site maintained infrastructure and papermaking equipment, issued the necessary approvals for the use of water and energy for later ready to start production.<\/span> But here, unfortunately, there are problems associated with the reluctance Ltd. “Yantarenergo” carry us filed the application for accession to the Customer Service.<\/span> You have to apply to the Federal Antimonopoly Service and the Prosecutor’s Office.<\/span> All this is of course difficult to implement any project at this site. “<\/span><\/p>\n

The former head of administration of Neman District Alexander Melnikov was more talkative.<\/span> He said that when dealing with the locals, knows about the plight of at NPPM.<\/span> “There’s a cut on the metal, all that can be .. Neman city, in fact, dying.”<\/span> And Melnikov said he does not believe in the criminal plans Bitkova.<\/span><\/p>\n

“Wedding” observers<\/span><\/p>\n

Inauguration of new factories and workshops built SZLK, held in the presence of high-ranking Russian officials, and the first persons of the banks themselves.<\/span> Solemn faces solemnly pronounced a solemn eulogies addressed SZLK.<\/span> SZLK and personally congratulated Bitkova, in particular, Russian Patriarch Kirill;<\/span> Minister of Economic Development and Trade German Gref;<\/span> Regional Development Minister Vladimir Yakovlev;<\/span> Minister of Industry and Energy Viktor Khristenko;<\/span> Federation Council members Oleg and Nicholas Weaver Tulaev;<\/span> Deputy Presidential Plenipotentiary in the Northwest Federal District Alexander Datsishin;<\/span> Deputy Minister of Regional Development Vitaly Shipov;<\/span> Governor of the Kaliningrad Region Vladimir Yegorov different times and Georgy Boos;<\/span> Governor of Leningrad Region Valery Serdyukov … All this face and voice were widely covered in the media.<\/span>
\nIt would be good to ask these people: if they feel his involvement in the “crimes” Bitkova?<\/span> It’s in front of them, with their approval and consent not only to develop and flourish plants, but also, according to the charges, mature criminal plans on withdrawal of credit.<\/span><\/p>\n

From the list of potential interviewees, I deliberately chose those who are often at NPPM;<\/span> I participated in dozens of production meetings where there was a speech about the activities and plans of the plant;<\/span> propose a toast to the prosperity of the enterprise and the region …<\/span>
\nI wanted to understand why for so many years – since the criminal case against Bitkova, ie since 2009 – they lift a finger does not hit to … no, not help Bitkova, and at least try to understand the situation and understand who is really to blame for the fact that a successful business has been brought to bankruptcy?<\/span>
\nAfter half an hour of conversation with the Vice-Governor of the Kaliningrad region, Mikhail Plyukhin seemed to me that this man his whole life was … an official.<\/span> All questions he had almost instant response.<\/span> Without hesitation, without a doubt, without hesitation.<\/span> And his position on the situation with Bitkova was also expected: “If there is a criminal case, then there is a reason for it.”<\/span><\/p>\n

Of course, Mikhail regretted that “all that happened” and that “the people have become hostages of the situation Neman”.<\/span> But while no notes of the accusations against the banks that created this situation, he was not.<\/span>
\nThe Human Rights Commissioner of the Kaliningrad region, and the former chairman of the regional Duma Vladimir Nikitin was more sociable and a little more open.<\/span> But his position he also once said that: “Bitkova me as authorized, officially addressed.<\/span> And even if asked, I have no power to help them. “<\/span>
\nHere’s a commissioner without authority.<\/span>
\nAlthough Vladimir A. during his tenure as head of the Chamber of Commerce area, visiting on NPPM also sat and listened, delved communicated with Bitkova … I think, if desired, he could at least ask the causes of conflict entrepreneurs and banks.<\/span> To understand the reasons for now – to avoid similar situations in the future.<\/span><\/p>\n

And Plyukhin Nikitin struck me almost absolute calm, not only with respect to the fate of Bitkova, but also for the fate of the inhabitants of the city a lot.<\/span>But a lot – it is a city of the region, and their fellow countrymen!<\/span> – On the brink of survival.<\/span>
\nWith great interest to our conversation and the topic of general took the former governor of the Kaliningrad region, and the former chairman of the board of directors SZLK Vladimir Yegorov.<\/span> Be clear and understandable in the military, he voiced his opinion: “In what Bitkova crooks and criminals do not believe it for a second.<\/span> Led by their company was one of the best in the area and brought great benefit to the region.<\/span> I am sure that in a situation to blame the representatives of the banks. “<\/span>
\nThe former president of the Chamber of Commerce Region Igor Tsar’kov also said he did not believe in the criminal plans of entrepreneurs Bitkova.<\/span> “For many years, they were literally before the eyes of all the regional organizations and authorities, including the security forces.<\/span> The financial component of the business is not just in the field of credit institutions, but under their direct control, as SZLK accounts were opened in those banks that lend to them.<\/span> I think that the situation is not only possible, but also had to be solved in a different way, for the benefit of the city and NPPM Neman “.<\/span><\/p>\n

More categorical in his judgment was a former head of the printing shop NPPM Michael Schumann: “… Bitkova rose plant from the ruins and set it on track.<\/span> Stupidity – accusing them of premeditated bankruptcy of their offspring.<\/span> If they all worked as it should.<\/span> And now all is, or has had a drink on the metal.<\/span> The soul hurts … because Might save.<\/span> In all this I see malice banks.<\/span> Were Bitkova crooks and bandits, however they are few. “<\/span><\/p>\n

And I called the man from the side.<\/span> Company businessman<\/span>
\nBoris Yuspy supplied at Neman Pulp oil.<\/span> Here is what he said:<\/span>
\n– Personally, I was not familiar with Bitkova.<\/span> But my people are often communicated with them.<\/span>
\nOf course, I knew the situation with their business and had a picture of them.<\/span> I think that they are great.<\/span> Raised from the ruins of a dead plant.<\/span> In those days, many people simply handed over to scrap the remaining assets.<\/span> And they raised.<\/span> And, with his own money.<\/span> It then began to receive loans.<\/span> I know that Governor Egorov assisted them.<\/span> Yes, and they do not have if Bitkova Neman city saved from extinction.<\/span> … I do not believe that they are crooks.<\/span>The charges – this is nonsense!<\/span> I think that this impact has been specially organized.<\/span> Painfully familiar pattern: cut financial flows and force into bankruptcy.<\/span> And again, most likely, Bitkova unwilling for someone to go to bed.<\/span><\/p>\n

… A different response to my attempts to meet and discuss the situation with SZLK was with representatives of the banks.<\/span> Here’s an example.<\/span>
\nSecretary management branch of VTB Bank in Kaliningrad Ms. Ellen Shenderyuk Tatiana asks me:<\/span>
\n– And when you come back to Moscow?<\/span>
\n– On Thursday, the 10th.<\/span>
\n– I’ll call you back.<\/span>
\nAn hour later, call:<\/span>
\n– Elena offers to meet with her on Monday, the 14th.<\/span>
\n..Nu, Well, logical.<\/span> On Thursday, I still can not fly, and exchange tickets left for Friday.<\/span> On Saturday and Sunday just do not stay – weekend.<\/span> Hence, it is necessary to assign me an appointment for Monday, with the confidence that the meeting would not take place.<\/span>
\nWhat did not come up with the bankers, so as not to meet with journalists and answer their questions.<\/span> (In the next two weeks I have almost every day, called from Moscow to Kaliningrad, hoping to hear the answers to your questions Shenderyuk. Alas, my efforts were vain).<\/span><\/p>\n

Fake “teeth”<\/span><\/p>\n

The bank’s refusal to talk to journalists can be explained by the fact that sooner or later in the communication process we have touched on the subject of guarantee contracts: between Igor Bitkova and VTB, as well as between Irina Bitkova and Sberbank.<\/span> The fact that the decision of the court of St. Petersburg Pushkin on 17.02.2010, and decisions of the Gagarin district court in Moscow on 08.12.2009, both these treaties were invalid (read – rigged).<\/span>
\nI wonder if these facts are known reputable CICIG?<\/span> After all, because of the accusations of Russian business connected to CICIG, but because of the involvement in the case Bitkova CICIG in Guatemala is seen as a matter of “high risk”.<\/span><\/p>\n

And further.<\/span> I have never been able to find evidence that the money received from banks Bitkova really stolen, taken away on outlandish accounts invested in yachts and villas ….<\/span> Nothing.<\/span> Detectives are bad?<\/span><\/p>\n

But there is an application for a loan from NPPM;<\/span> there is evidence that the money was obtained complexes;<\/span> There are two false contract of guarantee …<\/span><\/p>\n

Where is the money?<\/span><\/p>\n

And where is the evidence on a charge of money laundering?<\/span><\/p>\n

And another question.<\/span> Why VTB, in some way to “convince” CICIG to their cause, not addressed in a civil court, demanding to recover the debt through Bitkova economic disputes?<\/span>
\nMaybe it’s because the court did not go into what was?<\/span> (With false contracts do not go)<\/span><\/p>\n

By the way, on the question of whether the fools in the bank (say saw no risk in lending venture company) Igor packed, in fact, he said in an interview:<\/span>
\n“… Sberbank is very restrictive for the borrower.<\/span> They’re a lot tougher than people worldwide.<\/span> We give money for a very rich software.<\/span> We must lay a property which cost exceeds the amount of the loan.<\/span> But still need to provide a loan of cash flows.<\/span> The main barrier to us – the lack of sales.<\/span> But it is growing by 25% a year.<\/span> Therefore, until 2012, until it is possible to choose the loan, we will implement the program.<\/span> I would not want to spread more about the conditions of the loan – it’s still a trade secret.<\/span> I can say that the basic equipment is the key to<\/span>Real estate \u00bb.http:\/\/www.segment.ru\/review\/interv iew \/ igor_bitkov_generalnyiy_direktor_sev ero_zapadnoy_lesopromyishlennoy_kompanii \/<\/a><\/p>\n

As you can see, are not fools in the bank.<\/span><\/p>\n

Because any bank, the bigger, the more the state can not give out huge loans to enterprises without sufficient justification.<\/span> One of the business plan or project is not enough.<\/span> The Bank’s experts thoroughly analyze borrower.<\/span> They learn not only its financial statements for previous years, but also carried out financial and technical audits of the enterprise.<\/span> Appraisal company, which chooses the bank holding company’s valuation.<\/span> Then the bank gives the company a small short-term loans and strictly control their intended use.<\/span> We are talking about large loans to finance development projects, enterprises can go only after several years of excellent cooperation of the enterprise with the bank.<\/span>
\nAll of this – the basics of banking.<\/span> And that is how cooperation has been established with banks SZLK.<\/span><\/p>\n

According to Irina Bitkova<\/span><\/p>\n

– Contracts have been concluded with the condition revolving credit facility, money issued by parts and pieces also extinguished.<\/span> Leaching of the capital in the first quarter of 2008 was due to the behavior of the three state-owned banks, that is, we are in the framework of agreements quenched loans to all three banks, and the new not received as it was stipulated in the contract.<\/span> We were not in the process of signing new contracts, and working on existing credit lines open.<\/span> This meant, according to the terms of contracts that replace banks repaid loans, these loans were to reopen.<\/span>
\nMoreover, that on our side there was no violation.<\/span><\/p>\n

Gazprombank in the 1st quarter of 2008, we sent the decision of the credit committee to grant funds under the renewed credit lines.<\/span> He promised to fulfill it, but not executed.<\/span>
\nSavings on the eve of his claim really gave us credit, again within the framework of the agreement on revolving credit facility to replace canceled funds.<\/span>
\nAnd very soon she demanded early return all loans, knowing that money has already been invested in the project.<\/span><\/p>\n

We are also part of the loan agreement with VTB repaid current debt and according to the agreement, they had to issue a new loan to replace extinguished.<\/span><\/p>\n

So in Russia solved the problem of project financing, which is not really there.<\/span> Due to the revolving credit lines.<\/span><\/p>\n

So if anyone accuse of premeditated bankruptcy, it’s these same banks.<\/span><\/p>\n

In terms of figures<\/span><\/p>\n

The carrying value of the assets SZLK in 2008 amounted to 8.9 billion rubles.<\/span> In 2007, the revenues of all group companies SZLK was 4.89 billion rubles.<\/span> SZLK had the highest profitability among the companies of the forest sector of the country.<\/span> In connection with the design capacity of new pulp and paper mills in the Neman, the projected revenue for 2008 was 6.5 billion rubles.<\/span> On April 24, 2008, all debt owed to all banks amounted to 3.6 billion rubles.<\/span> This is much less than the book value of the company, and its annual revenue.<\/span><\/p>\n

This assessment of “Rust” (2007) the value of assets of the group amounted to SZLK 12 billion. Rubles.<\/span> Sberbank, VTB, Gazprombank regularly evaluate assets SZLK.<\/span> Employees of the bank on a daily basis monitor the progress of the project, the expenditure of money, time and cost of the work.<\/span><\/p>\n

It is important to note: loans taken enterprise, not individuals personally Bitkova.<\/span>Money comes and spent through the accounts of companies in the same banks (emphasis mnoy- approx.’s) .. The bank would never allow direct credit funds for purposes other than those specified in the loan agreement.Loans issued and repaid in stages. Total for 2000-2008, the enterprise group SZLK received 12.958 billion. Rubles in loans and are fully repaid 9.263 billion. Rubles and additional interest on them. Any breach at any time banks to stop lending. Thus, the loans were taken and were given all the time, on a regular basis under the full control of the banks. I asked the former director NPPM Sergei Udelova if he could observe the facts (factors displays hints …) fraud by Bitkova for all those years that they worked together? – Of course, he could – once even resentfully answered inheritance – because I was the director, not an outside observer. And that! Conceived Bitkova steal, steal capital, without such a partner (or active witness), as a director, he is unlikely to have been able to do. Meanwhile Udelova a couple of times in five years, the investigator called in for an interview. No charges he did not show; no evidence of fraud on the part of Bitkova not mentioned … So was it a fraud? throw a … Speaking of the VTB bank and raiding. In Kaliningrad, I found businessmen Vasily Yuvchenko Boris Pavlov, who is said specific language, threw the bank. In March 2014 the Duma of Kaliningrad region held a meeting of the “round table” on the issues of corporate raids and hostile takeovers.<\/p>\n

Indigenous<\/span>Site http:\/\/klops.ru\/news\/ekonomika\/87244-ka liningradskiy-biznes-obvinil-vlast-silov<\/a>
\nikov-i-bankirov-v-reyderstve wrote: “Several prominent businessmen said that their companies lost due major banks, as well as the inactivity of law enforcement agencies. The capture of the clinic “Alvadi” (Boris Pavlov) in 2007 and used a fake signatures and false documents. As a result, we are now building on the street. Lermontov, along with expensive equipment became the property of the lending bank (VTB – approx.’s). Guilty of capture employed is the federal wanted list. The owners of LLC “TransEvropa-Inform” said they also faced the raider seizure. CEO Vasily Yuvchenko tried to defend the company, but he has repeatedly – 121 times! – Refused to review the case. “As a result, suspended the activities of 11 companies within the group, 80 people lost their jobs. We have underpaid taxes by more than 200 million. Rubles. Is 24 hundreds in Kaliningrad worth the money?” – Said Vasily Yuvchenko. Today, in the waiting room Business Ombudsman George Dyhanova region – fifty applications from Kaliningrad businessmen suspected of raider attacks. … Entrepreneurs called specific names of bankers, notaries, officials, deputies and representatives of law enforcement agencies who, according to them, were involved in raiding. (Yuvchenko and Pavlov, for example, called the name of the control at the time of VTB branch in Kaliningrad Ms. A.Korneevoy – approx.’s). Today, according to statistics, 57% of entrepreneurs in Russia are ready to sell your business – largely due to unfounded criminal pressure . Least of all by raiding protected small and medium business, said the head of the regional anti-corruption center “Transparency International – Russia” Ilya Shumanov. “By the way, we met with Ilya Shumanovym. He promised me that” Transparency International – Russia “closely acquainted with the” affair Bitkova. “<\/p>\n

Afterword<\/span><\/p>\n

What happened to Bitkova – not an isolated case. On the scale of contemporary (one might say “Putin”) Russia is – phenomenon. In the September issue (2015) “Profile” magazine (published in conjunction with Der Spiegel), this phenomenon is described briefly and precisely: “… It is the standard hook by which the state-owned banks over the past decade we have repeatedly seized not only private banks, but huge chunks of the real economy. If a private company is increasing debts – they buy or refinance state banks. After protracted negotiations on the promised restructuring, and a private company enters the no-win situation – it is necessary to continue the payments, and money, which she hoped not. Next, the state banks have already dictate their conditions and take the company “for the debt” is actually free for yourself. The state generously paved state banks money to unravel the problems captured asset. Sometimes it is the sum of hundreds of billions of rubles (as is the case with the Bank of Moscow) … “… It is clear that the story is not over Bitkova. While waiting in the court on charges of acquiring forged documents may take a very long time: the fact that the purchasers of forged documents was before the multi-thousand. Everyone has the right to become acquainted with the case materials.<\/p>\n

Also, there is a dispute about what the judges will hear the case.<\/span><\/p>\n

And the criminal case against Bitkova in Russia can hang motionless as long. It is difficult to anticipate further developments around the situation with Bitkova. It is possible that the Guatemalan authorities recognize them guilty even in something (since there is a campaign to fight against corruption, as they say, chop wood, chips fly). However, I doubt that the extradition declared admissible. If the Guatemalan judiciary and the legal position themselves civilized, they can not fail to notice the law enforcement practice of extradition regarding Russia. And they are what most of the world in Russia do not give, thinking – and not without reason! – That in Russia there is no fair justice and humane detention in prison. Did judges gets in the eyes of the court of Appeal of Milan on May 31, 2012 in relation to the extradition of Russian citizen Ivan Kostin. The decision reads: “… There are no conditions under which it would be possible to satisfy the request for extradition I.Kostina … On the question of procedural extradition if there is a convention that provides for state assessment of serious signs of guilt, the Italian judicial authorities should not be limited to purely formal documentation extradition request, but need to figure out what are the reasons for requesting the extradition of state bases his accusation … Check the documentation submitted in support of an extradition request Kostina, makes it impossible to understand the basis on which it charged, and based on a procedural system requesting State he is accused of committing a crime … “… Here I am about the same: accusations Bitkova” make it impossible to understand “, based on which they are charged. In pictures: Igor Bitkov in Guatemalan prison. Irina Bitkova and Russian Patriarch Kirill Guatemalan prison<\/p>\n

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